UK residents make over 58 million overseas trips each year. But as many as 1
in 7 of them fail to take out adequate student travel insurance .
It is a situation that spoils thousands of holidays each year. As all travellers
face some level of risk a bit of pre-planning will prove invaluable once you are
on your way. Here are some student gap year travel insurance quote
companies for the UK ...
- Insure & Go
0870 901 3674
- Gosure
0207 581 473
- Endsleigh
0800 028 3571
Last updated Feb 2004. The main student gap year travel insurance quote sites
in the UK
which offer the best price
for the cheapest loan in
the UK can
be found at Gap Year INS+ .
Five locations where injuries are most likely to occur:
Source - FirstAssist
Roads. From simple cuts and bruises to severe head / body injuries.
Some RTA's result in fatalities and as well as the trauma this brings to
family members, the costs of repatriating remains or a funeral abroad can
run into thousands of pounds.
The Beach. Including drowning, jet ski accidents , parascending
accidents, head and neck injuries, (e.g. from diving into the sea), injuries
due to heavy surf, diving accidents resulting in the bends, being hit by
items such as sun umbrellas or even coconuts falling from trees. Occurrences
of severe sunburn and dehydration are very common.
Hotels. Including balcony falls and swimming pools accidents. Gastro-enteritis
is very common due to a significant change in diet or perhaps poor hygiene
during food preparation / storage.
Remote locations. Increased chance of contracting tropical diseases.
local medical facilities can be limited and this necessitates immediate
medical evacuation.
Ski slopes. All winter sports destinations such as Austria, France,
Italy, Switzerland, Andorra, USA & Canada
Top 5 ski injuries (Taken from a sample of 400 cases):
Knee ligament injuries (30% of all cases);
Fractured tibia;
Fractured / sprained wrists;
Back injuries;
Dislocated shoulders;
Top 6 destinations where ski injuries occurred 1999-2000 season:
France: 45%
Austria: 19%
Italy: 18%
USA: 11%
Switzerland: 4%
Canada: 3%.
Gap Year INS+ is
a website to help you find student gap year travel insurance .
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Travellers' Checklists
To make sure you are well prepared and have a safe holiday, the Top 10 Summary of things to do before you go are...
- Check the Foreign & Commonwealth Office (FCO) Travel Advice
- Get student gap year travel insurance quote and
check that the cover is appropriate.
- Get a good guidebook and get to know your destination. Find out about local laws and customs.
- Ensure you have a valid passport and necessary visas.
- Check what vaccinations you need at least 6 weeks before you go.
- Check to see if you need to take extra health precautions
- Make sure your travel agent is an ABTA member and, if flying, make sure your holiday package is ATOL protected. If your travel involves passage on airlines with which you are unfamiliar, you may wish to check their safety and reliability with a reputable travel agent.
- Make copies of your passport, insurance policy plus 24-hour emergency number, and ticket details – leave copies with family and friends.
- Take enough money for your trip and some back-up funds eg travellers cheques, sterling or US dollars.
- Leave a copy of your itinerary and a way of contacting you such as e-mail, with family and friends.
Checklist
Travel Advice
Get adequate student travel insurance .
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Make sure it includes comprehensive medical and repatriation cover.
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Make sure it provides cover for your whole trip (whether one day or over a year).
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Make sure it covers you for all activities, including hazardous sports.
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Disclose pre-existing medical conditions.
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Take your policy number and the 24-hour emergency number with you.
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If you have any doubts about your cover, check with your insurer.
Ensure you have a valid passport and the necessary visas.
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Make sure your passport is valid for a minimum of six months at return date.
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Take a photocopy with you and leave a copy at home.
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Write the full details of your next of kin in your passport.
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Make sure you have valid visas.
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Take another form of ID with you (preferably with a photograph).
Plan to stay healthy.
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Check what vaccinations you need with your GP at least six weeks before you travel.
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Check the advice at http://www.doh.gov.uk/traveladvice or http://www.fitfortravel.scot.nhs.uk/ .
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Check if your medication is legal in the country you are visiting.
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Pack your medication in your hand luggage.
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If taking medication with you, also take the prescription and a GP's letter.
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If travelling within the EEA (European Economic Area) get an E111 from the Post Office. (Countries in the EEA (European Economic Area) are: Austria, Belgium, Denmark, Finland, France, Germany, Gibraltar, Greece, Iceland, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden and the UK.)
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Check to see if extra health precautions are needed for the country you are visiting (e.g. malaria zones).
Know about where you are going.
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Get a good guide book and look at the FCO country fact sheets.
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Make sure you know about local laws especially relating to alcohol and drugs.
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Make sure you know about local culture especially relating to dress codes.
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Take a phrase book that you can use in emergencies.
Make sure your travel agent is an ABTA member and, if flying, make sure your holiday package is ATOL protected.
Plan ahead to avoid trouble. If your travel involves passage on airlines with which you are unfamiliar, you may wish to check their safety and reliability with a reputable travel agent.
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Check the FCO up-to-date travel advice and travellers' tips.
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Tell friends and family where you are going.
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Contact family and friends if trouble flares up.
Take enough money for your trip.
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Check the validity, expiry dates and cash available on your credit or debit card(s).
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Make sure you have back-up funds such as travellers cheques, sterling or US dollars.
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Have a return ticket, or enough money to buy one.
Leave copies of important information with family and friends.
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A copy of your passport and details of your next of kin.
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A copy of your insurance document plus the 24-hour emergency number.
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A copy of your ticket details.
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A copy of your itinerary and a way of contacting you such as e-mail.
If you are just after the cheap student gap year holiday insurance on
the internet, the best student gap year holiday insurance quote can
be had if you visit Gap Year INS+ .
If you are looking for a student gap year travel insurance ,
Gap Year INS+
gives you most of the sites you would probably want to visit for a cheap sites
for a student travel insurance .
The best student gap year travel insurance can
be had if you look around.
 For the cheapest
student gap year travel insurance
visit:
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